Quick Clarification

Hiring us to analyze

your investments comes with no long-term commitment. Think of it as a professional second opinion that you can take or leave, no strings attached.


Hiring us to manage

your investments is absolutely a long-term decision. One that will probably last many decades & possibly even outlive you. For this reason, choosing a long-term investment manager is a decision that should not be made, or changed, lightly.

Background Title

Investment Analysis

There Are Two Pieces To This Puzzle

Choosing the right amount of risk.

Maximizing your returns for that level of risk.

Too much risk and you’re leaving yourself exposed to making bad decisions whenever the next market crash comes around… too little risk, and you’re leaving money on the table for no reason other than a lack of precision.

Whether you manage your own investments, or have another investment advisor do it for you, we provide a fresh set of eyes and perspective in an area that a small change can make a dramatic difference.

Investment Analysis FeatureInvestment Analysis Feature
Investment Analysis FeatureInvestment Analysis Feature
Investment Analysis Feature

Choosing the right amount of risk

We all have our own experiences and biases that shape the amount of risk we’re willing to take. The things that influence this are quite literally endless, and the process to determine your openness/tolerance for investment risk falls more in the world of behavioral psychology than mathematics.

We’ll walk through a series of guided conversations that help us pinpoint what amount of risk is appropriate for you at this point in your life.

Maximizing your returns for that level of risk

This is the world of some complex math and analytics, but we have industry leading software that helps bring these complexities to life in ways that make sense to people who don’t nerd out on this stuff every day.

We’ll map out where all your current investments fall in relation to your own personal amount of risk, then show you what can be done to get you in alignment – all while maximizing the amount of money you’ll be earning. We’ll either help you make these changes or work with your investment advisor to update your portfolios accordingly.


Investing FAQs

  • Some financial professionals (surprisingly) have no legal fiduciary duty at all.
  • Most professionals with the title financial advisor have a fiduciary duty to act in the best interest of the client “for the account he or she is managing.”
  • A Certified Financial Planner has an obligation to act as a fiduciary whenever financial advice is being given.
  • These subtle differences go a long way in the development of trust and it’s important to understand where your advisor stands.

We charge one simple fee for ongoing investment management. You pay a single all-in fee inclusive of fund fees, platform fees, and advisory fees for us to take discretionary authority over the management of your investments. This fee is determined by the amount of money you have under our management.

  • If you have under $1 million of invested assets the fee is 1.5% per year (or 0.38% per quarter).
  • If you have between $1 - $2.5 million the fee is 1% per year (or 0.25% per quarter)..
  • If you have more than $2.5 million your fee is 0.6% per year (or 0.15% per quarter.

It’s impossible to say for sure, but there are a few things to keep in mind:

It’s impossible to say for sure, but there are a few things to keep in mind:

  • The more short-term volatility you decide to endure, the more your long-term returns will likely be.
  • Success in investing is not as much tied to achieving the highest return, but in achieving your financial goals. Earning the rate of return you need is more important than blindly chasing a higher rate of return.
  • The answer to this question is dependent on many factors, all of which are constantly changing; both inside your own mind and in the outside world. However, it’s still a good question, and one to keep asking.

The vast majority of the time we use LPL Financial. As befits the situation, we will on occasion use other mutual fund companies, insurance companies, or direct participation companies to fit specific products or strategies.

Although certain investment strategies only become available as account minimum thresholds are reached, we believe very strongly that investing should take place as it fits within your financial plan - and that account minimums fly in the face of that. Regardless of your starting point, we’ll help you get started.

cta bg

Want to learn more about how to improve your own investment portfolio?

Yes, Show Me How