Who We Are & Who We Help
At Talley Financial, we simplify your financial life so you can focus on what truly matters. We partner closely with entrepreneurs, executives, healthcare professionals, and those approaching retirement—providing clear, proactive strategies to grow wealth, minimize taxes, and confidently plan for the future. Because great financial planning isn’t just about managing money; it’s about having the freedom to live life on your terms.
Why Choose Talley Financial?
At Talley Financial, based in Johnson City, TN, we take a different approach to wealth management. Our process prioritizes
financial planning first—before investment decisions—so you get a
strategy tailored to your goals, not just a portfolio.
Strategies Over Products
We focus on delivering personalized financial guidance and actionable strategies—not selling financial products. Our value is in clear insights and strategic advice.
Dual Credentialed Tax & Wealth Expertise
With both CFP® and EA credentials, we uniquely combine proactive tax planning and personalized financial strategies, helping you optimize taxes, enhance growth, and confidently navigate every financial decision.
Relationship-Focused Fiduciary Advice
We don’t just manage money—we build long-term partnerships. As fiduciaries, our advice is always clearly aligned with your best interests, giving you clarity and confidence through every stage of your financial journey.
Financial Services Designed for You
Comprehensive Financial Planning
Personalized strategies to clarify your financial life and achieve your goals.
Retirement Planning
Secure your future with retirement strategies tailored specifically for you.
Investment Management
Disciplined portfolios carefully designed around your financial objectives and risk comfort.
Proactive Tax Planning
Strategically reduce your taxes through proactive planning provided by Talley Tax Solutions.
Your Clear Path Forward
1.
Introductory Call: Clearly discuss your financial situation, primary concerns, and ensure a mutual fit.
2. Personalized Strategy Session: Gain immediate clarity around your financial opportunities and strategic next steps.
3. Customized Financial Roadmap: Receive your concise financial roadmap clearly outlining your prioritized next steps and financial objectives.
4. Ongoing Guidance & Adjustments: Regular proactive reviews to clearly align your financial plan with your changing life and market realities.
What People Are Saying About Us
This testimonial is based upon an individual client experience and may not be representative of the experience of other customers and should not be considered a guarantee or indication of future performance or success.
Please see our Google page for more reviews

Meet David Talley, CFP®, EA – Founder & Lead Advisor
As a financial planner based in Johnson City, TN, I work closely with local families, healthcare professionals, executives, and entrepreneurs. My mission is to help you navigate complex financial decisions clearly, achieve your goals, and build lasting financial confidence.
Professional Guides to Simplify Your Journey
How One Business Owner Reduced Taxes and Accelerated Business Growth
The Challenge
We recently worked with an entrepreneur who was frustrated by high tax bills and uncertain next moves. Through our personalized Strategy Session, they gained clear insights, actionable tax-saving strategies, and practical financial ideas—freeing them to confidently scale their business faster.
What We Did
✔ Implemented a Cash Balance Plan – Allowed Mark to defer a significant amount of pre-tax income, reducing his immediate tax burden while building long-term retirement savings.
✔ Conducted a Cost Segregation Study – Accelerated depreciation on his commercial property, creating immediate tax deductions that offset taxable income.
✔ Integrated Smart Asset Protection & Tax-Efficient Investments – Structured his business wealth in ways designed to reduce risk and maximize after-tax growth.
The Result
• Significantly reduced tax burden, freeing up capital to reinvest strategically into their business.
• Created greater liquidity and financial flexibility, accelerating business growth and opportunities.
• Established clear, actionable financial and tax strategies, providing clarity and confidence for long-term wealth building.
This content is being provided for informational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.
Let's Build Your Financial Plan Today
Take your first step toward financial confidence with clear, actionable guidance from Talley Financial.
