Financial Planning for Entrepreneurs, Executives, and Pre-Retirees

We help business owners scale and exit smarter, executives optimize their wealth, and pre-retirees create lifelong income and lower taxes.

Your Journey Starts Here

Financial Strategies Designed for Business Owners

Your business isn’t just a job—it’s your passion and legacy. At Talley Financial, we help business owners turn today’s hard work into lasting personal wealth, ensuring your business success translates into long-term financial security. Whether you’re optimizing cash flow, lowering taxes, or preparing for a future exit, we help you navigate complex financial decisions with clarity.


What We Can Do for Entrepreneurs:

✅ Tax Optimization & Smart Structuring – Reduce your tax burden through entity structuring, deductions, and proactive tax planning.

✅ Business Cash Flow & Liquidity Planning – Ensure your personal and business finances work together to maximize efficiency.

✅ Exit & Succession Planning – Plan for a business sale or transition in a way that protects your wealth and minimizes tax liability.

✅ Retirement Plans for Business Owners – Maximize tax-advantaged accounts like SEP IRAs, Solo 401(k)s, and Cash Balance Plans.

✅ Cost Segregation & Business Tax Strategies – Unlock accelerated depreciation and other tax-saving opportunities for your business.

✅ Insurance & Risk Management – Protect your business and personal assets from unexpected events.

✅ Integrating Business & Personal Wealth – Structure your finances so your business success builds personal financial independence.


See How We Help Business Owners Build Wealth

Strategic Guidance for Executives with Complex Financial Lives

As an executive, your financial life is anything but simple. From equity compensation and stock options to navigating tax-heavy bonuses, you need a strategy that protects your wealth and aligns with your long-term goals. Talley Financial helps high-earning professionals optimize their financial structure, reduce tax burdens, and ensure their money is working as efficiently as they are.


What We Can Do for Executives:

✅ Equity Compensation & Stock Options Planning – Reduce tax liability on RSUs, ISOs, and ESPPs while maximizing growth potential.

✅ Bonus & Deferred Compensation Strategies – Structure income to minimize tax impact and create long-term financial flexibility.

✅ Optimizing 401(k), HSAs, & Other Benefits – Maximize employer-sponsored plans and align them with personal investment strategies.

✅ Tax Reduction & Investment Planning – Lower your overall tax burden while strategically growing your wealth.

✅ Retirement & Long-Term Planning – Ensure your career success translates into lasting financial independence.

✅ Asset Protection & Estate Strategies – Protect your wealth from legal risks, creditors, and unnecessary taxation.

Retirement Planning for Pre-Retirees (Within 10 Years of Retirement)

Retirement isn’t just about having enough—it’s about keeping it. The transition from building wealth to living off it is filled with crucial decisions that impact your financial security for decades. We help pre-retirees make tax-smart moves, avoid costly mistakes, and ensure their money lasts a lifetime.

Whether you’re navigating Social Security, optimizing investment risk, or making big decisions about tax-efficient withdrawals, we guide you through every step—so you can retire with clarity and confidence.

Key Financial Strategies for Pre-Retirees:

✅ Roth Conversions & Tax-Efficient Withdrawals – Lower your lifetime tax bill by converting taxable accounts to tax-free income streams strategically.

✅ Investment Strategy for the Right Risk Level – Balance growth and protection to avoid running out of money or taking unnecessary risks.

✅ Social Security & Medicare Planning – Optimize benefits and avoid penalties by choosing the right claiming strategy.

✅ Tax-Loss Harvesting & Portfolio Rebalancing – Reduce capital gains taxes and keep your investments aligned with your retirement timeline.

✅ Required Minimum Distributions (RMD) Planning – Avoid IRS penalties and minimize unnecessary taxation in retirement.

✅ Estate & Legacy Planning – Ensure your wealth is passed down efficiently and aligns with your family’s goals.

✅ Long-Term Care & Healthcare Cost Planning – Prepare for rising medical expenses and protect your assets from unexpected costs.

✅ Charitable Giving & Tax-Efficient Gifting – Structure charitable donations or family gifts in ways that maximize tax savings.

Learn How We Help Pre-Retirees Secure Their Future

No matter who you are, partnering with Talley Financial means gaining clarity and confidence in your financial future.


We'll help you walk away with:

What you'll gain when you partner with talley financial

  • A clear financial roadmap tailored to your goals.
  • Tax strategies that reduce stress and save money.
  • Proactive planning to grow and protect your wealth.
  • Peace of mind knowing your legacy is secure.


your financial clarity starts here

We’re here to simplify financial complexity and help you achieve your goals. Start your journey with a free strategy session—it’s the first step to building your financial confidence.

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