Turn Business Success Into Lasting Personal Wealth

Financial planning and tax strategies designed specifically for entrepreneurs to maximize their personal wealth and minimize taxes, clearly and proactively.

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“David and his staff are ultimate professionals. Their business and tax planning strategies have taken my financial planning to a whole new level.”

– Jack Wears ⭐⭐⭐⭐⭐

This testimonial is based upon an individual client experience and may not be representative of the experience of other customers and should not be considered a guarantee or indication of future performance or success. 

Please see our Google page for more reviews


Many Financial Advisors Only Focus on Personal Finance—But Entrepreneurs Need More.

Most advisors focus only on personal finances—but successful entrepreneurs know business and personal finances are deeply connected. At Talley Financial, we deliver proactive strategies clearly designed around your business, taxes, cash flow, and personal financial goals, helping you confidently navigate complex financial decisions at every stage.

Strategies to Optimize Cash Flow, Minimize Taxes, and Build Personal Wealth While Scaling Your Business

Tax Optimization

Proactive tax strategies designed specifically to lower your tax burden, keep more of what you earn, and protect the wealth you’re building.

Business Cash Flow Strategies

Strategically manage and improve your business and personal liquidity to fund growth and confidently pursue opportunities.

Personal Wealth Growth & Protection

Clear strategies integrating your business success and personal financial security, ensuring your efforts translate clearly into lasting wealth.

What Business Owners are Saying About Talley Financial

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“I’ve worked with David for years on everything from financial planning to setting up businesses and trusts. I can’t say enough good things!”

 -  Joe Howard

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“Working with Talley Financial has been one of the best decisions I’ve made for my business. David provides proactive strategies that have helped me scale while keeping more of my hard-earned money.”

 - Jennifer Pritchard

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“David Talley goes above and beyond for his clients. From the very first meeting, I knew I was in good hands. Highly recommend!”

 - Juan Diaz

These testimonials are based upon an individual client experiences and may not be representative of the experience of other customers and should not be considered a guarantee or indication of future performance or success.

Please see our Google page for more reviews


Selling, Exiting, or Transitioning Your Business? Keep More of What You Built.

Minimize Capital Gains Tax

Strategies designed to help ensure your exit to reduce or eliminate excessive tax burdens.

Strategic Business Sale Planning

Help ensure your sale provides long-term security while protecting your wealth.

Wealth Protection & Estate Planning

Create a tax-efficient strategy designed to transfer wealth smoothly and securely.

Every Business Owner Needs a Plan—Let’s Build Yours Together.

No matter where you are in your business journey, the right financial strategy will help you pay less in taxes, protect your wealth, and secure your future.

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How One Entrepreneur Reduced Taxes & Accelerated Business Growth

The Challenge

Mark, a successful business owner, faced a massive tax bill that was eating into his ability to reinvest in growth. He wanted to expand operations but felt stuck due to his high tax liability.

What We Did

✔ Implemented a Cash Balance Plan – Allowed Mark to defer a significant amount of pre-tax income, reducing his immediate tax burden while building long-term retirement savings.


✔ Conducted a Cost Segregation Study – Accelerated depreciation on his commercial property, creating immediate tax deductions that offset taxable income.


✔ Integrated Smart Asset Protection & Tax-Efficient Investments – Structured his business wealth to reduce risk and maximize after-tax growth.

The Result

✅ Tax savings —which freed up capital to reinvest in his business.

✅ Hired two new employees and expanded operations—fueling additional growth.

✅ Long-term tax reduction strategy in place—ensuring continued efficiency as the business scales.

The following case study is based on individual client experience and may not be representative of the experience of other clients. They should not be considered a guarantee or indication of future results.

Answers to Business Owners’ Most Common Financial Questions

Get professional insights on tax strategies, cash flow management, exit planning, and more.

  • How can a financial advisor help an entrepreneur?

    A specialized financial advisor helps business owners integrate their business finances with personal wealth, optimize tax efficiency, and create strategies for growth or exit.

  • What are the best tax strategies for business owners?

    Effective strategies include entity structuring, profit distribution planning, retirement tax optimization, and leveraging business deductions.

  • When should I start planning my business exit strategy?

    Ideally, 3-5 years before a sale or transition, but earlier planning allows for better tax efficiency and valuation.

  • Do you work with business owners outside of Johnson City?

    Yes, while we specialize in the Appalachian Highlands region, we serve entrepreneurs nationwide.

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