Turn Business Success Into Your Financial Future

We help entrepreneurs scale, optimize cash flow, and exit with confidence.

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“David and his staff are ultimate professionals. Their business and tax planning strategies have taken my financial planning to a whole new level.”

– Jack Wears ⭐⭐⭐⭐⭐

Many Financial Advisors Only Focus on Personal Finance—But Entrepreneurs Need More.

Many financial advisors only focus on either personal finance or business finance—but rarely both. Entrepreneurs need an approach that integrates business cash flow, tax strategy, and personal wealth-building.


At Talley Financial, we specialize in helping business owners make smarter financial decisions at every stage—from scaling up to preparing for an exit. Whether you’re reinvesting for growth or transitioning to a sale, we help you keep more of what you earn while building long-term security.

Strategies to Optimize Cash Flow, Minimize Taxes, and Build Personal Wealth While Scaling Your Business

Tax Optimization

Reduce your tax burden by leveraging entity structuring, strategic deductions, and retirement planning.

Business Cash Flow Strategy

Determine how much to reinvest vs. set aside for personal security.

Personal Wealth Growth

Build lasting wealth outside of your business to help ensure financial independence.

What Business Owners are Saying About Talley Financial

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“I’ve worked with David for years on everything from financial planning to setting up businesses and trusts. I can’t say enough good things!”

 -  Joe Howard

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“Working with Talley Financial has been one of the best decisions I’ve made for my business. David provides proactive strategies that have helped me scale while keeping more of my hard-earned money.”

 - Jennifer Pritchard

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“David Talley goes above and beyond for his clients. From the very first meeting, I knew I was in good hands. Highly recommend!”

 - Juan Diaz

Planning to Sell, Exit, or Transition Your Business? We Want to Help You Keep More of What You Built.

Minimize Capital Gains Tax

Strategies designed to help ensure your exit to reduce or eliminate excessive tax burdens.

Strategic Business Sale Planning

Help ensure your sale provides long-term security while protecting your wealth.

Wealth Protection & Estate Planning

Create a tax-efficient strategy designed to transfer wealth smoothly and securely.

Every Business Owner Needs a Plan—Let’s Build Yours Together.

No matter where you are in your business journey, the right financial strategy will help you pay less in taxes, protect your wealth, and secure your future.

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How One Business Owner Saved $200k in Taxes - And Used It to Scale Faster

The Challenge

Mark, a successful business owner, faced a massive tax bill that was eating into his ability to reinvest in growth. He wanted to expand operations but felt stuck due to his high tax liability.

What We Did

✔ Implemented a Cash Balance Plan – Allowed Mark to defer a significant amount of pre-tax income, reducing his immediate tax burden while building long-term retirement savings.


✔ Conducted a Cost Segregation Study – Accelerated depreciation on his commercial property, creating immediate tax deductions that offset taxable income.


✔ Integrated Smart Asset Protection & Tax-Efficient Investments – Structured his business wealth to reduce risk and maximize after-tax growth.

The Result

✅ $200,000+ in tax savings in one year—which freed up capital to reinvest in his business.

✅ Hired two new employees and expanded operations—fueling additional growth.

✅ Long-term tax reduction strategy in place—ensuring continued efficiency as the business scales.

Answers to Business Owners’ Most Common Financial Questions

Get expert insights on tax strategies, cash flow management, exit planning, and more.

  • How can a financial advisor help an entrepreneur?

    A specialized financial advisor helps business owners integrate their business finances with personal wealth, optimize tax efficiency, and create strategies for growth or exit.

  • What are the best tax strategies for business owners?

    Effective strategies include entity structuring, profit distribution planning, retirement tax optimization, and leveraging business deductions.

  • When should I start planning my business exit strategy?

    Ideally, 3-5 years before a sale or transition, but earlier planning allows for better tax efficiency and valuation.

  • Do you work with business owners outside of Johnson City?

    Yes, while we specialize in the Appalachian Highlands region, we serve entrepreneurs nationwide.

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