Smart Tax Strategies to Keep More of What You Earn

Most people overpay taxes without realizing it. At Talley Tax Solutions, we take a proactive approach—helping entrepreneurs and pre-retirees minimize tax burdens and build long-term wealth.

Schedule Your Tax Strategy Session

The Talley Tax Solutions Advantage

Most tax professionals focus on filing taxes, not reducing them. At Talley Tax Solutions, we build strategic, forward-thinking plans that help you **legally lower your tax liability year after year.

✅ Integrated Planning: Most financial advisors ignore taxes. Most CPAs ignore wealth-building. We bring both together.

✅ Expert-Led: David Talley is one of the few Certified Financial Planners (CFP®) who is also a Tax Strategist (Enrolled Agent), offering insights that go beyond typical advice.

✅ Proactive Strategy: We don’t just react at tax time. We plan ahead to uncover every possible savings opportunity.

Tax Strategies Tailored to Your Financial Goals

Most tax professionals focus on filing taxes, not reducing them. At Talley Tax Solutions, we build strategic, forward-thinking plans that help you **legally lower your tax liability year after year.

✅ For Business Owners:

  • Business Structure Optimization – Choosing S-Corp vs. LLC for tax advantages.
  • Proactive Deductions & Credits – Maximizing legal deductions like retirement contributions.
  • Tax-Efficient Cash Flow Planning – Structuring income to reduce tax burdens.


✅ For Pre-Retirees:

  • Tax-Efficient Withdrawals – Choosing the right accounts to pull from first.
  • Roth Conversions – Lowering lifetime tax bills with strategic conversions.
  • Social Security Tax Planning – Minimizing taxes on retirement income.


✅ Advanced Strategies:

  • Cost Segregation for Real Estate Investors – Accelerating depreciation for tax benefits.
  • Tax-Loss Harvesting – Offsetting capital gains with strategic losses.
  • Charitable Giving Strategies – Reducing taxes through planned philanthropy.


Let’s Build Your Tax Strategy

How Smart Tax Planning Saved a Business Owner $75K – And Created New Growth Opportunities

The Challenge

John, a successful entrepreneur, was generating strong profits but was losing a significant portion of his income to taxes. He wanted to scale his business but felt like his tax burden was holding him back. With no clear tax strategy in place, he was overpaying year after year.

What We Did

✔ Structured Tax-Efficient Compensation  – Shifted income between salary & distributions to optimize tax efficiency.

✔ Leveraged a Defined Benefit Plan  – Deferred $100K+ in pre-tax income into a long-term retirement vehicle.

✔ Optimized Business Expenses  – Identified underutilized deductions to immediately lower taxable income.

The Result

✅ $75,000+ in tax savings in one year—immediate capital freed up for growth.

✅ Expanded operations & increased reinvestment—boosting business revenue.

✅ Sustainable tax strategy in place—ensuring long-term tax efficiency.

Common Tax Questions We Get from Clients

  • How is tax strategy different from tax preparation?

    Tax preparation is about filing your tax return and reporting past income. Tax strategy is proactive—it focuses on minimizing your tax burden before tax season through entity structuring, deductions, credits, and cash flow planning.

  • Can tax strategies really help me save money every year?

    Yes! The right tax strategies can legally reduce your taxable income, helping you keep more of what you earn. From business owners to retirees, tax-efficient planning can create long-term savings that compound over time.

  • When should I start planning my tax strategy?

    The best time to start is now. Many tax-saving opportunities—like business deductions, retirement contributions, and investment tax strategies—require proactive action before the year ends.

  • What tax strategies work best for business owners?

    Strategies vary based on your business structure, but common ones include:

    ✅ Choosing the right entity (LLC, S-Corp, etc.)

    ✅ Tax-efficient compensation (salary vs. distributions)

    ✅ Maximizing deductions (equipment, retirement plans, business expenses)

    ✅ Depreciation & cost segregation for real estate owners

  • How can I minimize taxes in retirement?

    Smart withdrawal strategies can prevent unnecessary taxes on retirement income. Some key tactics include:

    ✅ Roth conversions at lower tax brackets

    ✅ Strategic Social Security claiming

    ✅ Using tax-free investment accounts (Roth IRAs, HSA accounts)

    ✅ Charitable giving strategies for tax-efficient donations

  • Can I use tax strategies even if I’m not a business owner?

    Absolutely. Tax planning applies to anyone looking to optimize their finances. Whether it’s investment tax strategies, estate planning, or tax-efficient withdrawals, proactive planning can help reduce your overall tax liability.

  • What’s the first step to creating a tax strategy for myself?

    The best way to start is with a tax strategy session. We analyze your income, investments, and business structure to find proactive tax-saving opportunities tailored to you.

Take Control of Your Taxes & Keep More of What You Earn

Every dollar saved in taxes is another dollar invested in your future. Let’s build a proactive tax strategy that helps you grow wealth, not just pay the IRS.

Schedule Your Tax Strategy Session
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