Frequently Asked Questions

A financial planner helps you create a strategy for managing your money so you can reach your goals with confidence. At Talley Financial, we go beyond basic investment management by integrating tax planning, business strategy, and retirement planning into a personalized financial roadmap. We act as your long-term partner, guiding you through every major financial decision.

We primarily work with entrepreneurs, business owners, and pre-retirees who want proactive financial strategies tailored to their complex needs. Whether you’re growing a business, planning an exit, or preparing for retirement, we provide specialized guidance to help you optimize your wealth and minimize taxes. If you're wondering if we're a good fit, schedule a free Strategy Session to discuss your unique situation.

Yes, our all-in financial planning and investment management services require a minimum of $400,000 in investable assets or a $1,000 per quarter fee—whichever is greater. This ensures we can deliver a high level of expertise and hands-on service to every client. If you’re not yet at that threshold, we offer one-time financial planning engagements to help you get started on the right track.

At Talley Financial, every client begins with a 12-month flat fee engagement for financial and/or tax planning. This ensures that we establish a solid financial foundation first, addressing key areas like cash flow, tax efficiency, investment strategy, retirement, and business planning before discussing investment management.

We begin with a free Strategy Session, where we get to know your financial goals, concerns, and priorities. From there, we create a Financial Plan Rough Draft outlining key strategies for your situation. If you decide to move forward, we refine your plan, implement key action steps, and provide ongoing support as your financial life evolves. Learn more about our process here ⬇️.

Yes! If you're not looking for ongoing investment management but still want expert guidance, we offer one-time financial plans for a flat fee. This is a great option for those seeking clarity on retirement readiness, tax efficiency, estate planning, or business exit strategies without a long-term commitment. If you later decide you’d like ongoing support, we can transition seamlessly.

We take a comprehensive, tax-smart approach to financial planning—meaning we look at more than just investments. Our expertise spans financial planning, tax strategy, business planning, and estate coordination, ensuring your wealth is working for you in the most efficient way possible. As fiduciaries, we always act in your best interest, and our process is designed to provide ongoing value, not just a one-time transaction.

Yes, tax planning is a core part of our service because tax decisions directly impact your wealth. We help clients implement strategies like Roth conversions, tax-efficient investing, and entity structuring for business owners. Additionally, through Talley Tax Solutions, we offer tax preparation services, ensuring that both your planning and filings are aligned.

Absolutely. Business owners need a clear strategy to transition wealth from their business to personal financial security. We guide clients through exit planning, minimizing taxes, structuring buyouts, and ensuring your financial future is secure post-sale. If you're considering selling or transitioning your business, let's discuss your best options.

Yes! While we serve many clients in the Appalachian Highlands, we work virtually with clients nationwide. Through secure video calls and online planning tools, we provide the same level of expertise and personalized service no matter where you’re located.

The best way to start is by scheduling a free Strategy Session where we can learn about your goals and discuss whether we’re the right fit. There’s no obligation—just an opportunity to see how we can help. Schedule your session below and let’s start the conversation!